Understanding Dental Insurance
Your Quick & Easy Dental Insurance Guide
Simplify Your Dental Insurance with Us
The concept of dental insurance is fairly simple, but things inevitably become complicated when you try to use it…at least that’s the case at other dental offices! Here, we’re eager to help you save with your plan, so we’re ready to file your claims for you and answer any questions you might have. Be sure to read our short guide on using your dental insurance with us below, and if you want to know more about your specific plan, be sure to give us a call.
Understanding How Dental Insurance Works
With dental insurance, different procedures are placed in categories, and these categories receive their own level of coverage. Typically, these are preventive, basic restorative, and advanced restorative. Many plans also include a deductible, which is an amount of money you need to pay out of pocket before you gain access to your benefits. Another number to keep in mind is the annual maximum, which is the most a plan will pay for an individual’s care in a given year.
What Your Dental Insurance Plan Covers
We can’t tell you exactly what your plan will cover without talking to you first, but we can say that your coverage probably looks something like this:
- Preventive services are covered 100% (checkups, cleanings, X-rays, fluoride treatments)
- Basic restorative services are covered 80% (fillings, bonding)
- Advanced restorative services are covered 50% (crowns, bridges, dentures, extractions)
These numbers are not consistent from plan to plan, so be sure to go over your coverage with our team before committing to treatment.