Complete Dentistry Finance and Insurance Information
Making dental care accessible and stress-free
Your Insurance and Payment Options Made Simple
At Complete Dentistry, we understand navigating dental insurance can feel overwhelming. That’s why we’ve built our practice around making comprehensive dental care accessible to the Trophy Club community. Whether you have insurance coverage or prefer fee-for-service care, our team works closely with you to maximize your benefits and create a financial plan that fits your needs.
We Accept Most Major Insurance Plans
Complete Dentistry works with a wide range of insurance providers to serve our patients. We are in-network with several major carriers and also accept out-of-network PPO plans, making quality dental care accessible regardless of your insurance coverage.
As a fee-for-service practice with select in-network relationships, we prioritize comprehensive care over insurance limitations. Our team files claims on your behalf and helps you understand your coverage and reimbursement timeline, ensuring you receive the benefits you’re entitled to without the hassle.
Insurance Plans We Work With:
- Cigna
- Humana
- Aetna
- Carrington (including Principal, Guardian, Blue Cross Blue Shield, MetLife, and UnitedHealthcare)
- All PPO plans (we accept assignment and file claims)
- Delta Dental PPO (we accept payment from patients and Delta reimburses directly)
- Medicare PPO plans
Flexible Payment and Financing Options
Beyond insurance, we offer comprehensive payment solutions designed to make dental treatment affordable and accessible. We accept cash, checks, credit cards, FSA (Flexible Spending Accounts), and HSA (Health Savings Accounts).
For patients who need financing assistance, we’ve partnered with several trusted healthcare lending providers. CareCredit offers extended payment plans with promotional financing options. Proceed Finance provides multiple lending solutions tailored to different credit profiles. Sunbit specializes in short-term payment plans and helps patients build credit while paying for treatment.
We also offer Cherry financing with 24 months of 0% interest for qualified patients, and our TruBlue Membership Plan provides an in-house discount program for patients without insurance. For larger treatment plans, we can arrange custom payment arrangements that break your investment into appointment-based payments, making comprehensive care more manageable.
Frequently Asked Questions
We know you may have questions about insurance coverage and payment options. Here are answers to some of the most common concerns we hear from our Trophy Club patients.
How does insurance reimbursement work if you're out-of-network with my plan?
We file all claims on your behalf and provide detailed documentation. Your insurance company reimburses you directly according to your plan’s out-of-network benefits, typically within 2-4 weeks.
What options do I have if I don't have dental insurance?
We offer multiple solutions including our True Blue Membership Plan for discounted services, third-party financing through CareCredit, Proceed Finance, Sunbit, and Cherry, plus custom payment plans for comprehensive treatment.
Can I use my FSA or HSA for dental treatment?
Yes, Complete Dentistry accepts both FSA and HSA accounts. We provide all necessary documentation for your reimbursement or direct payment from these accounts.